For banks, credit unions & wealth platforms
Offer digital-legacy to your customers as a partner-branded product.
HeirLatch as a connector for financial institutions. Bearer-auth API, fully branded customer experience, EU data residency, revenue-share billing. Built for vendor-risk teams, not against them.
Drop-in connector, not a vendor migration
Surface HeirLatch inside your existing customer experience. We own the platform, you own the relationship.
Bearer-auth API
Per-FI bearer tokens with scope-limited access. Hand-written SDKs in TypeScript, Python, Java and .NET, each dependency-free and copied straight into your codebase; any other stack generates from our OpenAPI 3.1 spec. Versioned endpoints with deprecation windows.
Branded customer experience
Your logo, your primary colour, your sender name. Your redirect-URL allowlist locked at the connector. Customers see HeirLatch as part of your offering.
EU data residency
Your encrypted data is stored in the EU (Frankfurt). GDPR-aligned, with a DPA available for business customers.
HMAC-signed webhooks
Subscription, activation, lifecycle events delivered to your endpoints. Per-FI HMAC secret, idempotency keys, configurable retry queue with replay.
Verifiable audit exports
Hash-chained audit log. Every export publishes the canonical input format and the chain verification result, so your vendor-risk team can re-derive the chain independently and see any break reported.
Zero-knowledge encryption
AES-256-GCM at rest. Customer master keys never leave their device — HeirLatch cannot read vault contents.
Tamper-evident audit
Hash-chained application audit log. Every entry links to its predecessor, so a tampered record breaks the chain and is detectable on export.
Terms mapping
Your customer-facing terms reference your bank’s legal language, not ours. Configurable mapping per FI, versioned, reviewable.
Monthly usage attestation
Auto-generated monthly attestation of activated customers for revenue-share reconciliation. Cross-signed for audit.
Three commercial tiers
Annual platform fee + metered per-activated-customer. Revenue-share built in.
Pilot
Up to 25,000 customers. Designed for proof-of-value with a single customer cohort.
Annual platform fee
Metered per-customer billing
TypeScript, Python, Java and .NET SDKs
Email-channel support
Mid-market
25,000 – 250,000 customers. Production rollout with custom branding and shared SLA.
Everything in Pilot
Dedicated onboarding & integration support
Branded customer surfaces
Quarterly business review
Tier 1
250,000+ customers. Bespoke compliance review and a contractual SLA.
Everything in Mid-market
Dedicated security review
Bespoke DPA & sub-processor list
Contractual SLA
Add digital-legacy to your customer offering
Tell us about your customer base and target rollout. We’ll schedule a technical walkthrough with your vendor-risk team.