For banks, credit unions & wealth platforms
Offer digital-legacy to your customers as a partner-branded product.
HeirLatch as a connector for financial institutions. Bearer-auth API, fully branded customer experience, configurable data residency, signed compliance pack, revenue-share billing. Built for vendor-risk teams, not against them.
Drop-in connector, not a vendor migration
Surface HeirLatch inside your existing customer experience. We own the platform, you own the relationship.
Bearer-auth API
Per-FI bearer tokens with scope-limited access. SDKs in .NET, Java, and Python. OpenAPI 3.0 spec for any other stack. Versioned endpoints with deprecation windows.
Branded customer experience
Your logo, your primary colour, your sender name. Your redirect-URL allowlist locked at the connector. Customers see HeirLatch as part of your offering.
Configurable data residency
EU, UK, or US placement at the connector level. Selectable before the first customer activates. Documented in your DPA.
HMAC-signed webhooks
Subscription, activation, lifecycle events delivered to your endpoints. Per-FI HMAC secret, idempotency keys, configurable retry queue with replay.
Compliance pack on tap
Pen-test summary, SOC 2 controls, encryption posture, incident-response runbook, BCP/DR. Generated from the live config so it never goes stale.
Zero-knowledge encryption
AES-256-GCM at rest with optional CloudHSM-backed key custody. Customer master keys never leave their device — even HeirLatch cannot decrypt the vault.
Tamper-evident audit
Hash-chained application audit log with daily root anchoring to an external bucket. Court-grade evidentiary chain available on request.
Terms mapping
Your customer-facing terms reference your bank’s legal language, not ours. Configurable mapping per FI, versioned, reviewable.
Monthly usage attestation
Auto-generated monthly attestation of activated customers for revenue-share reconciliation. Cross-signed for audit.
Three commercial tiers
Annual platform fee + metered per-activated-customer. Revenue-share built in.
Pilot
Up to 25,000 customers. Designed for proof-of-value with a single customer cohort.
Annual platform fee
Metered per-customer billing
Standard SDK set
Email-channel support
Mid-market
25,000 – 250,000 customers. Production rollout with custom branding and shared SLA.
Everything in Pilot
Custom data-residency placement
Branded customer surfaces
Quarterly business review
Tier 1
250,000+ customers. Multi-region with bespoke compliance and contractual SLA.
Everything in Mid-market
Dedicated security review
Bespoke DPA & sub-processor list
Contractual SLA
Add digital-legacy to your customer offering
Tell us about your customer base and target rollout. We’ll schedule a technical walkthrough with your vendor-risk team and send our compliance pack.